Affordable Life Insurance

20 Pay Whole Life Plan for Babies & Infants

One of the strongest plans on the market right now for affordable savings, and protection for your child is a 20 pay whole life plan. Think of the advantages it offers verses term life product in the same category.

• Plan is paid for within 20 years (depending on how it is set up could be paid for within 17 years)
• Offers tax advantageous savings to be able to be used for college, first car, first home, etc
• Gives child a financial foundation that will be able to be used for the rest of his/her life
• Very affordable
• Locks in their health for insure-ability. No matter if their health changes they can always be insured with guaranteed insurability purchased within the 2 pay plan.
• Very Price competitive to term policies which expire within term limits

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Term Life with Return of Premium

Term life with return of premium rates have just gone up in the state of NC. If you live in NC you might want to check the rates between term life with return of premium, and a 20 pay whole life. We have some clients who actually have paid less for the 20 pay permanent life plan, and had greater cash return at the end of the premium pay period.

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